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Terms of Service

PLEASE CAREFULLY READ THIS TERMS OF USE AGREEMENT (THE “TERMS”). BY ACCESSING, BROWSING OR USING HEALTH INSIDER WEBSITE AVAILABLE AT healthinsider.news OR ANY WEBSITE WITH LINKS TO THIS AGREEMENT (THE “WEBSITE”) YOU REPRESENT THAT (1) YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THE TERMS, (2) YOU ARE OF LEGAL AGE TO FORM A BINDING CONTRACT WITH HEALTH INSIDER. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS, YOU MAY NOT ACCESS OR USE THIS WEBSITE.

These Terms contains a mandatory arbitration provision that requires the use of arbitration on an individual basis to resolve disputes, rather than jury trials or any other court proceedings, or class actions of any kind.
These terms limit the remedies that may be available to you in the event of a dispute.

Please note that the Terms and any other applicable terms and conditions or policies are subject to change by Health Insider (company: UAB Health and Wellness Media, incorporated in the Republic of Lithuania with its registered address: Kukučių g. 39, LT-51338 Kaunas, Lithuania) in its sole discretion at any time. Health Insider reserves the right to modify and update the terms from time to time and such changes shall be effective immediately upon posting to the website. 

You understand and agree that any continued use and access to the Website after any posted updates of the Terms, means that you voluntary agree to be bound by these Terms. If you do not agree to be bound by the updated Terms, you should not use (or continue to use) the Website.

  1. USE AND OWNERSHIP OF HEALTH INSIDER PROPERTIES 
    1. The Website and the content and information available on the Website (“HEALTH INSIDER PROPERTIES”, “THE “SERVICES”) are owned by us and its licensors and suppliers and is protected by copyright laws throughout the world. Subject to the Terms, Health Insider grants you a a limited, revocable, non-exclusive, non-transferable and non-sublicensable license to reproduce portions of Health Insider Properties for the sole purpose of using the Website for your personal purposes. 
    2. You must not edit, reproduce, transmit or lend the Health Insider Properties or make it available to any third parties or use it to perform any other acts which extend beyond the scope of the license provided in this Section.  
    3. The term of this license shall be for a term of 3 years from the date of you receiving the applicable Health Insider Properties, unless earlier suspended or terminated in accordance with these Terms. 
    4. Health Insider’s stylized name and other related graphics, logos, service marks and trade names used on or in connection with Health Insider Properties are the trademarks of Health Insider and may not be used without permission in connection with any third-party products or services. Other trademarks, service marks and trade names that may appear on or in Health Insider Properties are the property of their respective owners. 
    5. You are prohibited from selling, offering for sale, sharing, renting out or lending Health Insider Properties, or copies of Health Insider Properties.  


2. RESPONSIBILITY FOR CONTENT

2.1. You acknowledge that all Content, including Health Insider Properties, is the sole responsibility of the party from whom such Content originated. This means that you, and us, are entirely responsible for all Content that you upload, post, e-mail, transmit or otherwise make available (“MAKE AVAILABLE”) through Health Insider (“YOUR CONTENT”). By uploading, transmitting or submitting Your Content, you affirm, represent and warrant that such Content and its uploading, transmission or submission is (a) accurate and not confidential; (b) not in violation of any applicable laws, contractual restrictions or other third‑party rights, and that you have permission from any third party whose personal information or intellectual property is comprised or embodied in Your Content; and (c) free of viruses, adware, spyware, worms or other malicious code. To the extent permitted by applicable laws, you hereby waive any moral rights you may have in any of Your Content.



3. INTERACTIONS WITH OTHER USERS

3.1. You are solely responsible for your interactions with other users of the Services and any other parties with whom you interact through the Services; provided, however, that Health Insider reserves the right, but has no obligation, to intercede in such disputes. You agree that Health Insider will not be responsible for any liability incurred as the result of such interactions.


3.2. Health Insider Properties may contain User Content provided by other users. Health Insider is not responsible for and does not control User Content. Health Insider has no obligation to review or monitor, and does not approve, endorse or make any representations or warranties with respect to User Content. You use all User Content and interact with other users at your own risk.  

 
4. FEEDBACK

4.1. You agree that submission of any ideas, suggestions, documents, and/or proposals to  Health Insider (“FEEDBACK”) is at your own risk and that Health Insider has no obligations (including without limitation obligations of confidentiality) with respect to such Feedback. You represent and warrant that you have all rights necessary to submit the Feedback. You hereby grant to Health Insider a fully paid, royalty-free, perpetual, irrevocable, worldwide, non-exclusive, and fully sublicensable right and license to use, reproduce, perform, display, distribute, adapt, modify, re-format, create derivative works of, and otherwise commercially or non-commercially exploit in any manner, any and all Feedback, in connection with the operation and maintenance of Health Insider Properties. 

5. AFFILIATE ADVERTISING DISCLOSURE

5.1. This website may contain various advertising and sponsored materials, affiliate links. In case you want to advertise through this website, you shall submit your request here: LINK

5.2. One of the ways this website receives funds to continue operation is through displaying affiliate links in website which lead you to other websites. Our website may receive a monetary compensation once you click them or make a purchase in those advertised websites. As you press the affiliate link, we will precisely know that the link was press in our website. In any case, if you choose to purchase something after you click such affiliate links, please carefully read their offers, and check the terms in such websites before making any purchase. The owner of this website (us) takes no responsibility for the content of such links and materials, this is sole responsibility of each advertiser and/or sponsor. In case such content contains any material, which is illegal or is inaccurate, all claims shall be addressed to the advertisers or sponsors directly, in all cases they shall be held responsible.

6. PRIVACY

6.1. The processing of your personal data is governed by the Privacy Policy. It is recommended for you to print and keep a copy of the Privacy Policy together with these Terms. 

7. MEDICAL DISCLAIMER

7.1. All content contained on or available through the Health Insider website, including text, graphics,  images, and information, is for general information purposes only and should not be relied on for medical or personal advice. The information on our website is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Never disregard professional medical advice or delay seeking medical treatment because of something you have read on the Health Insider website.

7.2. Medical information and research are constantly evolving. Health Insider makes no representation and assumes no responsibility for the accuracy of the information contained on or available through this website, and such information is subject to change without notice. You are encouraged to confirm any information obtained from or through this website with other sources and to review all information regarding any medical condition or treatment with your physician. 

7.3. Health Insider does not recommend, endorse or make any representations about the efficacy, appropriateness, or suitability of any specific tests, diets, products, procedures, treatments, services, testimonials, opinions, health care providers, or other information that may be contained on or available through this website. Health Insider is not responsible nor liable for any advice, course of treatment, diagnosis, or any other information or products that you obtain through this website.

7.4. You should not disregard medical advice or delay visiting a medical professional because of something you read on the Health Insider website or on other communication channels.   


8. INDEMFICATION 

8.1. You will indemnify and hold Health Insider, its affiliates, officers, directors, employees, agents, legal representatives, licensors, subsidiaries, joint ventures and suppliers, harmless from any claim or demand, including reasonable attorneys` fees, made by any third party due to or arising out of your breach of this Agreement or use of the Services, or your violation of any law or the rights of a third party in conjunction with your breach of these Terms or use of the Services.

9. DISCLAIMER OF WARRANTIES

9.1 YOU EXPRESSLY UNDERSTAND AND AGREE THAT TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOUR USE OF HEALTH INSIDER PROPERTIES IS AT YOUR SOLE RISK, AND HEALTH INSIDER PROPERTIES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS. HEALTH INSIDER PARTIES MAKE NO WARRANTY, REPRESENTATION OR CONDITION THAT: (1) HEALTH INSIDER PROPERTIES WILL MEET YOUR REQUIREMENTS; (2) YOUR USE OF HEALTH INSIDER PROPERTIES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; OR (3) ANY ERRORS IN HEALTH INSIDER PROPERTIES WILL BE CORRECTED. HEALTH INSIDER EXPRESSLY DISCLAIM ALL WARRANTIES, REPRESENTATIONS, AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.   


10. LIMITATION OF LIABILITY    

10.1. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU UNDERSTAND AND AGREE THAT IN NO EVENT SHALL ANY HEALTH INSIDER PARTIES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH HEALTH INSIDER PROPERTIES OR ANY DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, WHETHER OR NOT HEALTH INSIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY DAMAGES FOR PERSONAL OR BODILY INJURY OR EMOTIONAL DISTRESS ARISING OUT OF OR IN CONNECTION WITH THE TERMS, ON ANY THEORY OF LIABILITY, RESULTING FROM: (1) THE USE OR INABILITY TO USE HEALTH INSIDER PROPERTIES OR (2) ANY OTHER MATTER RELATED TO HEALTH INSIDER PROPERTIES, WHETHER BASED ON WARRANTY, COPYRIGHT, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR AGGREGATE CUMULATIVE LIABILITY TO YOU ARISING OUT OF OR RELATED TO HEALTH INSIDER PROPERTIES SHALL IN NO EVENT EXCEED ONE HUNDRED DOLLARS ($100). YOU AND HEALTH INSIDER AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE TERMS, HEALTH INSIDER PROPERTIES OR ANY CONTENT POSTED ON HEALTH INSIDER PROPERTIES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN HEALTH INSIDER AND YOU. 

11.DISPUTES

11.1 Please read this Arbitration Agreement carefully. It is part of your contract with Health Insider and affects your rights. It contains procedures for MANDATORY BINDING ARBITRATION AND A CLASS ACTION WAIVER.

11.2. Except for disputes that qualify for small claims court, all disputes arising out of or related to these Terms or any aspect of the relationship between us and you, whether based in contract, tort, statute, fraud, misrepresentation or any other legal theory, will be resolved through final and binding arbitration before a neutral arbitrator instead of in a court by a judge or jury. You and Health Insider agree that you and Health Insider are each waiving the right to trial by a jury. Such disputes include, without limitation, disputes arising out of or relating to interpretation or application of this arbitration provision, including the enforceability, revocability or validity of the arbitration provision or any portion of the arbitration provision. All such matters shall be decided by an arbitrator and not by a court or judge. 

11.3. You agree that any arbitration under the Terms will take place on an individual basis; class arbitrations and class actions are not permitted, and Client is agreeing to give up the ability to participate in a class action.

11.4. You may opt out of this agreement to arbitrate by emailing [email protected] with your first name, last name, and address within thirty (30) days of accepting this agreement to arbitrate, with a statement that you decline this arbitration agreement.

11.5. The arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules, as amended by this Agreement. The Consumer Arbitration Rules are available online at https://www.adr.org/consumer. The arbitrator will conduct hearings, if any, by teleconference or videoconference, rather than by personal appearances, unless the arbitrator determines upon request by you or us that an in-person hearing is appropriate. Any in-person appearances will be held at a location that is reasonably convenient to both parties with due consideration of their ability to travel and other pertinent circumstances. If the parties are unable to agree on a location, such determination should be made by the AAA or by the arbitrator. The arbitrator’s decision will follow the terms of this Agreement and will be final and binding. The arbitrator will have authority to award temporary, interim or permanent injunctive relief or relief providing for specific performance of this Agreement, but only to the extent necessary to provide relief warranted by the individual claim before the arbitrator. The award rendered by the arbitrator may be confirmed and enforced in any court having jurisdiction thereof. Notwithstanding any of the foregoing, nothing in these Terms will preclude you from bringing issues to the attention of federal, state or local agencies and, if the law allows, they can seek relief against us for you.


12. GENERAL PROVISIONS. 

12.1. GOVERNING LAW. These terms are governed by the laws of Lithuania without regard to its principles of conflicts of law, and regardless of your location.
12.2 ELECTRONIC COMMUNICATIONS. The communications between you and Health Insider use electronic means, whether you visit Health Insider Properties or send Health Insider e-mails, or whether Health Insider posts notices on Health Insider Properties or communicates with you via e-mail. For contractual purposes, you (1) consent to receive communications from Health Insider in an electronic form; and (2) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Health Insider provides to you electronically satisfy any legal requirement that such communications would satisfy if it were to be in writing. The foregoing does not affect your statutory rights. You  may request a copy of this Agreement or any other contractual document by contacting [email protected] Also, you The Client may contact us at any time by sending a message to [email protected]
12.3 ASSIGNMENT. The Terms, and your rights and obligations hereunder, may not be assigned, subcontracted, delegated, or otherwise transferred by you without Health Insider’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void.

12.4 FORCE MAJEURE. Health Insider shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of war, terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labor or materials.
12.5 COMPLIANCE. If you believe that Health Insider has not adhered to the Terms, please contact Health Insider by emailing us at [email protected] We will do our best to address your concerns. If you feel that your complaint has been addressed incompletely, we invite you to let us know for further investigation.
12.6.WAIVER. Any waiver or failure to enforce any provision of the Terms on one occasion will not be deemed a waiver of any other provision or of such provision on any other occasion.
12.7.SEVERABILITY. If any part of these Terms is found by a court of competent jurisdiction to be invalid, unlawful or unenforceable then such part shall be severed from the remainder of the Terms, which shall continue to be valid and enforceable to the fullest extent permitted by law.
12.8. ENTIRE AGREEMENT. The Terms are the final, complete and exclusive agreement of the parties with respect to the subject matter hereof and supersedes and merges all prior discussions between the parties with respect to such subject matter.

BY USING OR ACCESING THE SERVICES, YOU HEREBY ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTOOD IT, AND AGREE TO BE BOUND BY IT.